FCA Handbook: Home

The Prudential Regulation Authority (PRA) is responsible for the prudential regulation and supervision of banks, building societies, credit unions, ... Login Weusenecessarycookiestomakeoursitework(forexample,tomanageyourusagejourneyonthesite).Wealsousesomenon-essentialcookies(includingthird-partycookies)tohelpusimprovethesitefunctionalityanduserexperience.Formoreinformation,onhowthesecookiesworkpleaseseeourCookiesNotice.Our‘Managecookies’optionwillallowyoutoenableanddisablethecookies.Byclicking‘AcceptCookies’onthisbanner,youacceptouruseofoptionalcookies. Checkyoursettingsbelowandselectthecookiesyou’rehappywith. StrictlyNecessaryCookies Thesecookiesarenecessaryforthewebsitetofunctionandcannotbeswitchedoffinoursystems.Theyareusuallyonlysetinresponsetoactionsmadebyyouwhichamounttoarequestforservices,suchassettingyourprivacypreferences,logginginorfillinginforms.Youcansetyourbrowsertoblockoralertyouaboutthesecookies,butsomepartsofthesitewillnotthenwork.Thesecookiesdonotstoreanyinformationwhichallowsustoidentifyyouunlessyouareloggedintoyouraccount. PerformanceCookies Thesecookiesallowustocountvisitsandtrafficsourcessowecanmeasureandimprovetheperformanceofoursite.Theyhelpustoknowwhichpagesarethemostandleastpopularandseehowvisitorsmovearoundthesite.Allinformationthesecookiescollectisaggregatedandthereforeanonymous.Ifyoudonotallowthesecookieswewillnotknowwhenyouhavevisitedoursiteandwillnotbeabletomonitoritsperformance. FunctionalCookies Thesecookiesenablethewebsitetoprovideenhancedfunctionalityandpersonalisation.Theymaybesetbyusorbythirdpartyproviderswhoseserviceswehaveaddedtoourpages.Ifyoudonotallowthesecookiesthensomeoralloftheseservicesmaynotfunctionproperly. TargetingCookies Thesecookiesmaybesetthroughoursitebyouradvertisingpartners.Theymaybeusedbythosecompaniestobuildaprofileofyourinterestsandshowyourelevantadvertsonothersites.Theydonotstoredirectlyinformationwhichallowsustoidentifyyoupersonallybutarebasedonuniquelyidentifyingyourbrowserandinternetdevice.Ifyoudonotallowthesecookies,youwillexperiencelesstargetedadvertising. Findoutmoreaboutwww.allaboutcookies.orgorviewourcookiepolicy. Skiptomaincontent FCAHandbook WelcometothewebsiteoftheFinancialConductAuthority’sHandbookofrulesandguidance.TheFCAHandbookcontainsthecompleterecordofFCALegalInstrumentsandpresentschangesmadeinasingle,consolidatedview.Youcanclick‘JoinUp’tocreateanaccountforaddingfavouritesandsettingupdatealerts.ForanoverviewoftheHandbookclickstructureandoverview. BROWSETHEFCAHANDBOOK BROWSEBYTOPICS MostViewedModules Glossary ClientAssets(CASS) ConductofBusiness(COBS) SeniorManagementArrangements,SystemsandControls(SYSC) DisputeResolution(DISP) What'sNew Viewallnews ThesearethelatestinstrumentsmadebytheFCA: FCA2022/10:HandbookAdministration(No59)Instrument202... FCA2022/9:FinancialServicesCompensationScheme(Managem... FCA2022/8:FEES(Miscellaneousamendments)(No17)Instrum... FOS2022/1:FeesManual(FinancialOmbudsmanServiceCaseF... FCA2022/7:PackagedRetailandInsurance-basedInvestment... LatestFCAHandbooknews: FinalBrexitinstrumentsandTTPdirections HandbookwebsitechangesforEUwithdrawalandapplicationofthe... Changestohowyoucancontactus Glossarypop-up:newfeature PrudentialRegulationAuthorityRulebook ThePrudentialRegulationAuthority(PRA)isresponsiblefortheprudentialregulationandsupervisionofbanks,buildingsocieties,creditunions,insurersanddesignatedinvestmentfirms.RuleswhichapplytoPRA-regulatedpersonsaresetoutinthePRARulebook. RedirecttothePRARulebook Guides Viewallguides Guidetousingthiswebsite Discoverallthefeaturesofthiswebsite. Viewonlineguide Reader'sguide Generalhelpusingthehandbook. Viewreader'sguide EuropeanLegislation EuropeanUnionfinancialservicesRegulationsandDirectivescanbefoundontheEU’slegislationportalEUR-Lex. VisittheEUR-Lexwebsite FCAHandbookinPrint YoucansubscribetoaprintversionofanymoduleorforthecompleteHandbook.Subscriptionsareannualandincludeallrelevantupdateswhicharethenfiledinalooseleafbinder. PurchaseFCAHandbookPrintinTSOShop